In order to comfortably raise a family in an expensive coastal city like San Francisco or New York, you've probably got to make at least $300,000 a year. Thanks to elevated inflation post pandemic, the middle-class lifestyle is getting harder to obtain due to rising costs of gasoline, food, housing, travel, tuition, and healthcare. You| Financial Samurai
Investing in private real estate (or real estate crowdfunding syndication) is one of my favorite ways to generate passive income. Real estate is also my favorite asset class to build wealth for the average person. I’ve been investing in private real estate since 2016 to build more wealth, capture strong demographic trends, and diversify my| Financial Samurai
Are you looking for a 401(k) savings guide? This post will go through how much I think you should have in your 401(k) by age in order to have a comfortable retirement in your 60s and beyond. My goal is for all of you to become 401(k) millionaires before your retire. I've been retired since| Financial Samurai
Artificial intelligence will shape the future, and we're just at the dawn of this revolution. In 20 years, we don't want our children or friends to ask us why we didn't invest in AI or work in AI. But the challenge for everyday investors has been gaining access to some of the top private AI| Financial Samurai
As someone who helped ignite the modern day FIRE movement back in 2009 when Financial Samurai began, I'm amazed at how popular the movement has come! There are so many different types of FIRE to fit different people's lifestyles. Today, we'll discuss what is Coast FIRE and whether it's the right type of FIRE for| Financial Samurai
If you're looking to achieve financial freedom before a traditional retirement age (60+), you must build passive income. This post will highlight the best passive income investments in our current economic environment. Passive income is the holy grail of personal finance. If you have enough passive income to cover your desired lifestyle, then you are| Financial Samurai
If you want to invest in venture capital, you now can by investing in the Fundrise venture product. Fundrise has democratized access to venture investing with only a $10 investment minimum for all investors. In comparison, traditional venture capital funds are invite only and have $100,000-$250,000 minimums. My first venture capital investment was in 2007.| Financial Samurai
I recently caught up with Ben Miller, CEO of Fundrise in person, about their venture product's latest investments in private AI (artificial intelligence) companies. With OpenAI closing a new round of funding valuing the company at $156 billion valuation after just raising money at a $80 billion valuation in early 2024, the AI space is| Financial Samurai
Living paycheck-to-paycheck is an unpleasant financial experience. Not only does it mean needing to spend everything you have to make ends meet, it may also create an ongoing feeling of despair. Never feeling like you’ll ever get out of the rat race and retire is demoralizing! You might even have to get into debt to| Financial Samurai