Learn what information is in an adverse action letter, why you may receive one and the next steps to take after receiving an adverse action letter.| www.experian.com
A hard inquiry happens when you apply for new credit, such as a car loan. Learn what it means on your credit report and how it affects your score.| www.experian.com
Using credit cards wisely can bring many benefits. To ensure you're using credit cards responsibly, follow these steps to make the most of your credit cards.| www.experian.com
Your credit utilization rate is the percentage of your revolving accounts’ balances that you’re using.| www.experian.com