Rate shopping can help you secure the best interest rate on a loan. Here’s what you need to know about rate shopping and how it affects your credit.| www.experian.com
You can only remove an inquiry that is the result of fraud. Learn whether you should remove a hard inquiry and how to remove an inaccurate inquiry yourself.| www.experian.com
Learn how many hard inquiries are too many, how hard inquiries impact your credit score and report and tips to avoid too many hard inquiries.| www.experian.com
Hard inquiries will stay on your credit report for 24 months, but their potential negative effects won’t last nearly that long. Learn more about inquiries.| www.experian.com
A soft inquiry, or soft credit pull, occurs when you or someone you authorize checks your credit report. Learn how soft inquiries impact your credit scores.| www.experian.com
Learn how to freeze your credit online with all three credit bureaus. Review what information you need to freeze your credit and how to unfreeze your credit.| www.experian.com
Learn how identity theft happens, the common types of identity theft, how to report identity theft and how to protect yourself from becoming a victim.| www.experian.com
Learn about what creditworthiness is, how you can find out how creditworthy you are and steps to improve your credit.| www.experian.com
Stay on top of your credit with daily alerts when key changes occur, detect possible identity fraud sooner, and get notified when your score changes.| www.experian.com
Learn how to dispute credit report information online, by mail or over the phone. Plus review what happens after you submit a dispute and possible outcomes.| www.experian.com
Review how a hard inquiry and soft inquiry differ, how to minimize credit inquiries and how to remove inaccurate hard inquiries from your credit report.| www.experian.com