:max_bytes(150000):strip_icc()/wall_street_179681980-5bfc2b9746e0fb0083c07d29.jpg)
Hazardous activities fall under a life insurer's definition of high risk and could prevent a person from approval. Such individuals may need specialized high-risk life insurance policies.| Investopedia
:max_bytes(150000):strip_icc()/Insurance-Risk-Class-edit-43e9f46e25534269b2d089f1e9048c5b.jpg)
An insurance risk class has similar characteristics, which are used to determine the risks of underwriting a policy and the premium that should be charged.| Investopedia
:max_bytes(150000):strip_icc()/GettyImages-1141164585-5486d44770c94a2784185a75be37a6fa.jpg)
An insurance premium is the amount of money an individual or business pays for an insurance policy.| Investopedia