Your debt-to-income ratio (DTI) is all your monthly debt payments divided by your gross monthly income. This number is one way lenders measure your ability to manage the monthly payments to repay the money you plan to borrow.| Consumer Financial Protection Bureau
11 Financing Programs for First-Time Home Buyers Are you looking to find a first-time home buyers program? A first-time home-buying loan is something that many folks ask both real estate agents and mortgage brokers about. It's an excellent question to ask as there are numerous first-time home buyers programs to consider. Understanding how to get a mortgage is one of the first steps to homeownership. The improvement in recent years of the real estate market has benefited many people, from buye...| Maximum Real Estate Exposure
What to Know About Credit Karma, Including Accuracy Have you ever wondered what Credit Karma is and how it works? Maybe you have seen their advertisements on television? Are you wondering if Credit Karma is accurate? Your credit score is one of the most critical financial information, especially when buying a home. For a long time, creditors and lenders have used your credit score to determine whether they would lend to you and what terms they would offer. Today, your credit score affects eve...| Maximum Real Estate Exposure