If you're trying to figure out how much to spend on buying a house, the best home-buying rule I can offer you is my 30/30/3 home-buying rule. I came up with the 30/30/3 home-buying rule back in 2009 during the global financial crisis. Since then, many publications and industry pundits have promoted it since. If| Financial Samurai
I recently caught up with Ben Miller, CEO of Fundrise in person, about their venture product's latest investments in private AI (artificial intelligence) companies. With OpenAI closing a new round of funding valuing the company at $156 billion valuation after just raising money at a $80 billion valuation in early 2024, the AI space is| Financial Samurai
If you're aiming for more value and cost-efficiency, you might find it surprising that opting for a more expensive home over a median-priced one could be the way to go. While it may seem counterintuitive, let me explain. Since purchasing a pricier home in 2023, my family and I have been grappling with the budgetary| Financial Samurai
My family and I could have been set for life. Instead, due to my inability to beat back real estate FOMO, I blew up our passive income. And because our passive income is now much lower, we are no longer financially independent. Desire is the cause of all suffering. Due to my desire to own| Financial Samurai