The Portfolio Size Effect And Optimal Equity Glidepaths
How the portfolio size effect impacts the optimal asset allocation glidepath of a lifecycle or target date fund, and how a bond tent reduces volatility risk.| Nerd's Eye View | Kitces.com
How the portfolio size effect impacts the optimal asset allocation glidepath of a lifecycle or target date fund, and how a bond tent reduces volatility risk.| Nerd's Eye View | Kitces.com
Since I first published Part 7 of the SWR Series with the accompanying Google Sheet in early 2017, I’ve made several changes and enhancements. Sometimes without much explanation or documentation. So, it would be nice to do a quick update and itemize the changes since then. Whether this is the first time using the toolbox … Continue reading An Updated Google Sheet DIY Withdrawal Rate Toolbox (SWR Series Part 28)| Early Retirement Now
Welcome back to the 20th installment of the Safe Withdrawal Rate series. Check out Part 1 to jump to the beginning of the series and for links to the other parts! This is a follow-up from last week’s post on equity glidepaths to address a few more open questions: Some more details on the mechanics of … Continue reading The Ultimate Guide to Safe Withdrawal Rates – Part 20: More Thoughts on Equity Glidepaths| Early Retirement Now
One of the most requested topics for our Safe Withdrawal Rate Series (see here to start at Part 1 of our series) has been how to optimally model a dynamic stock/bond allocation in retirement. Of course, as a mostly passive investor, I prefer to not get too much into actively and tactically timing the equity … Continue reading The Ultimate Guide to Safe Withdrawal Rates – Part 19: Equity Glidepaths in Retirement| Early Retirement Now
One of the most important topics in financial planning is how to transform an initial portfolio into a safe and sustainable retirement income stream. I’ve put a lot of thought into this topic and published 50+ posts on my blog. To make my research more accessible, I created this “landing page” for everyone interested in … Continue reading The Safe Withdrawal Rate Series| Early Retirement Now
Looking at 100+ years of return data, stocks offered an attractive investment for the long run, both in absolute terms and relative to bonds.| Early Retirement Now
We challenge two tenets of lifecycle investing: (i) diversify across stocks and bonds and (ii) reduce equity allocations with age. An op| papers.ssrn.com
