Founded in 1920, the NBER is a private, non-profit, non-partisan organization dedicated to conducting economic research and to disseminating research findings among academics, public policy makers, and business professionals.| NBER
How informed or uninformed are bank depositors in a banking crisis? Can depositors anticipate which banks will fail? Understanding the behavior of depositors in financial crises is key to evaluating the policy measures, such as deposit insurance, designed to prevent them. But this is difficult in modern settings. The fact that bank runs are rare and deposit insurance universal implies that it is rare to be able to observe how depositors would behave in absence of the policy. Hence, as empiric...| Liberty Street Economics
The authors use data from a confidential syndicated loan registry to analyze the lender specialization and diversification behavior of banks.| Liberty Street Economics
The authors evaluate how deposits have evolved over the latter portion of the current monetary policy tightening cycle.| Liberty Street Economics
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