A credit report records details of how you have managed credit in the past and can help lenders gauge your creditworthiness. Learn more here.| SoFi
Learn about what credit score ranges are, how they’re calculated, how to check your credit score, and what impacts your credit score.| SoFi
Consolidate your credit card debt with lower interest and reduce your monthly credit card payments. Check your rate today and get funds fast!| SoFi
With SoFi, you can get closer to accomplishing your goals—whether it's refinancing your student loans, paying off your credit cards, or growing your wealth.| SoFi
The minimum payment on your credit card isn’t necessarily the best amount to pay if you want to get out of debt. Learn more here.| SoFi
A credit card balance is the amount of money you owe on your credit card account. Learn how to find it and tips for managing it responsibly.| SoFi
The average credit card limit for Americans is currently $28,930. Learn more about this number, plus how to get a credit limit increase.| SoFi
A credit card issuer is a financial institution that offers, provides, and manages credit cards used by consumers. Learn more here about how they work.| SoFi
The latest average credit card interest rate is over 20%. Learn more about how credit card APR works and interest rates in 2024 here.| SoFi
Looking to challenge fraudulent credit card purchases, billing errors, or bad service? Learn all you need to know about disputing a credit card charge.| SoFi
Charge cards aren’t the same thing as debit or credit cards. For instance, they don’t charge interest. Learn more, plus the pros and cons, here.| SoFi