Your credit score affects whether you qualify for a mortgage, auto loan, or credit card. Here’s how to know if you have a bad score – and what to do about it.| SoFi
Most of your accounts probably report information to the credit bureaus every 30 to 45 days. A score may change very little if consistent payments are made.| SoFi
With SoFi, you can get closer to accomplishing your goals—whether it's refinancing your student loans, paying off your credit cards, or growing your wealth.| SoFi
This guide covers calculating your credit card utilization, monitoring your credit card spending, and how your utilization ratio affects your credit score.| SoFi
There are two different types of credit checks: a soft inquiry and a hard inquiry. Here is a look at each type of inquiry.| SoFi
If you’re carrying credit card debt, a personal loan can help you escape purchase interest charges and take control of your debt.| SoFi
We’ll share tips to help you use your credit cards responsibly and, if applicable, tips to get your outstanding credit card balances under control.| SoFi
When are credit card payments due? Learn about credit card payment due dates, billing cycles, and why it is important to pay on time.| SoFi
Does applying for a credit card hurt your credit? It absolutely can. Learn how your credit score may be affected by applying for a credit card.| SoFi