Experian is committed to helping you protect, understand, and improve your credit. Start with your free Experian credit report and FICO® score.| www.experian.com
Your credit utilization rate is the percentage of your revolving accounts’ balances that you’re using.| www.experian.com
Experian analyzed credit data from Q3 2024 to review the major trends in consumer credit. Here’s how consumer debt and credit have changed since 2023.| www.experian.com