Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status, be residing in the U.S., and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates at the time of application and will depend on a variety of facto...| SoFi
Ready to get a new set of wheels but not sure what credit score is needed to buy a car? We discuss the minimum score you may need and why it matters.| SoFi
SoFi tracks all of your money, all in one place. Get credit score monitoring, spending breakdowns, financial insights, and more—at no cost.| SoFi
Your credit score affects whether you qualify for a mortgage, auto loan, or credit card. Here’s how to know if you have a bad score – and what to do about it.| SoFi
Disputing credit report errors is usually straightforward, especially if you have supporting documentation. Learn more.| SoFi
With SoFi, you can get closer to accomplishing your financial goals—whether it's budgeting to reduce spend, paying off your debt, or growing your wealth.| SoFi
In the U.S. there are three major credit bureaus. Here’s which one is used the most.| SoFi
Your credit history is detailed in your credit report. Learn how to read your credit report to spot fraud or errors that can lower your score.| SoFi
What is a FICO Score? Is it different from a credit score? Learn the differences and how your FICO Score can affect your credit opportunities.| SoFi