A Debt Arrangement Scheme, or DAS, is a Government approved scheme allowing you to freeze all interest, fees, penalties or charges on your debts. In addition, as long as you maintain payments to your mortgage and car you do not have to worry about losing them.| Carrington Dean
Sequestration (Bankruptcy in Scotland) is a process, whereby a Trustee takes control of your estate and will deal with the creditors on your behalf.| Carrington Dean