Expect to pay taxes on your retirement income, but don’t pay more than you should because of poor retirement planning.| Debt.org
Factors like age and financial resources must be taken into account when deciding whether to save for retirement or pay off debt.| Debt.org
A variety of retirement plans are available to workers, ranging from traditional pensions to savings plans, such as the 401(k) and ROTH IRA.| Debt.org
Credit scoring models are used to help evaluate the creditworthiness of consumers. Learn about FICO, VantageScore and other scoring models.| Debt.org
Some lenders charge origination fees to process loans. Learn how origination fees are calculated, when they are due, and how to save on them.| Debt.org
Learn how compound interest works including information on what it is, how it is calculated & how to take advantage of accounts that offer compound interest..| Debt.org
Home equity loans allow homeowners to borrow money on the equity of their home & repay at a fixed rate. Learn how to obtain the loan & its pros & cons.| Debt.org
There are a handful of strategies to help you get out of debt. It’s important to understand your financial situation to choose the best debt pay off strategy for you.| Debt.org
Different types of consumer loans & lines of credit provide options for consumers and businesses to better manage their financial situation & repay debts.| Debt.org
Credit counseling can help if you're struggling with debt. Learn how credit counseling works, how to select the right agency, and how it can help you.| Debt.org