30-year fixed rate mortgages are a staple of the American home buying process. Learn about the advantages and disadvantages.| Debt.org
A variety of retirement plans are available to workers, ranging from traditional pensions to savings plans, such as the 401(k) and ROTH IRA.| Debt.org
Americans must think about their retirement needs early in order to become debt-free and save up enough money in time.| Debt.org
Refinancing your mortgage can save you money, but take time to consider which type of loan is best for you and that there are closing costs to pay.| Debt.org
Home equity loans allow homeowners to borrow money on the equity of their home & repay at a fixed rate. Learn how to obtain the loan & its pros & cons.| Debt.org
Credit card interest rates are based on many factors & can be confusing to calculate. Learn what credit card interest is, how your rate is calculated, & tips for lowering your credit card interest rate.| Debt.org
Credit Score, Down Payment and Income Requirements to Get a Mortgage, Where to Get a Mortgage and How to Get Started.| Debt.org
Unsecured debt like credit card debt is any owed amount that is not tied to assets, and it is typically eligible for debt settlement.| Debt.org
Payday lenders use payday loans to exploit financial need by trapping you in a debt cycle with high interest rates. Learn about the disadvantages of payday loans.| Debt.org
A Home Equity Line of Credit (HELOC) provides you with access to cash based on the value of your home. Learn how they work, and the pros and cons.| Debt.org
Know the different types of personal loans when applying for them. Learn the difference between secured and unsecured personal loans.| Debt.org
Student loans account for over $1 trillion in debt in America. Learn to acquire, manage, pay back different types of financial aid and other student debts.| Debt.org
A Debt Management Plan is a 3-5 year payment plan with reduced interest rates facilitated by a non-profit credit counseling agency to help repay debts.| Debt.org
Learn more about how medical debt in collections can impact your credit score, how to avoid medical collections, and how to pay off the debt.| Debt.org
Analysis of credit card use, trends, debt cycle, management and interpretation of credit scores.| Debt.org
There are various student loan options, both private and federal, available to for you choose from based on your specific financial needs.| Debt.org
Obtaining loans for bad credit can be limited, but possible. Learn how bad credit affects interest rates, different types of bad credit loans & compare top lenders.| Debt.org
Learn what you need to know before financing a new or used car, your auto financing options, how to apply for a car loan, & if financing is a good idea.| Debt.org
Lines of credit can be used for short-term emergencies or long-term projects. Learn which types may be most suitable for your situation.| Debt.org
Debt consolidation can reduce your monthly debt outgoings by rolling multiple debts into a single payment, using a debt consolidation loan or management plan.| Debt.org
Learning how to raise your credit score may mean the difference between a loan getting approved or denied. Use these tips to keep your credit score healthy.| Debt.org
Learn what credit is, how it works, why it is important, and how to build your credit score to ensure you can buy things like homes, cars, and educations.| Debt.org