Discretionary income varies from person to person, so find out what discretionary income is, how to calculate it, and the best ways to use it each month.| SoFi
There are many different budgeting strategies and budgeting methods. With some research, you can find the one that works best for you.| SoFi
Setting smart money goals can keep your finances on track and help you plan for your financial future.| SoFi
Explore a handful of ideas on how to cut back on spending along with some budget cutting ideas. Check out our tips to cut back on spending.| SoFi
Biweekly employees can find the gross amount on their paycheck, multiply by 26, then divide by 12. Learn other calculations based on your pay frequency.| SoFi
Fixed expenses are expenses that you can't cut down by budgeting, whereas variable expenses can be shrunken if needed. Learn more about expenses.| SoFi
You’ve probably heard how it’s important to have an emergency savings fund, but how is this type of fund defined and how much money should you have in it?| SoFi
With SoFi, you can get closer to accomplishing your financial goals—whether it's budgeting to reduce spend, paying off your debt, or growing your wealth.| SoFi
Discover your ideal emergency fund amount with our easy-to-use Emergency Fund Calculator. Input your expenses and start building your financial safety net now!| SoFi
Input your monthly income into our 50/30/20 rule calculator to see how your funds are allocated into needs, wants, and savings for a balanced budget.| SoFi
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Grow your personal savings by opening an online savings account. SoFi offers free high-interest savings accounts with no fees. Open your savings account today!| SoFi
Open an online, interest-bearing checking account with SoFi. Enjoy no fees and high yield interest. Open an account today!| SoFi