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Student debt refers to loans used to pay for college tuition and repaid after the student graduates or leaves school.| Investopedia
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Retirement is the time of life when you leave the workforce behind.| Investopedia
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Net income, also called net earnings, is sales minus cost of goods sold, general expenses, taxes, and interest. Learn how it is used in business and taxes.| Investopedia
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A mortgage is a loan used to purchase or maintain real estate, including houses and commercial properties. Buyers repay the loan in monthly installments.| Investopedia
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A first-time homebuyer may qualify for special benefits and even tax breaks. And the definition is not always strictly limited to those buying their first homes.| Investopedia
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Discretionary income is the amount of an individual's income that is left for spending, investing, or saving after taxes and necessities are paid.| Investopedia
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A charitable donation is a gift of cash or property to a nonprofit organization. In the U.S., donations up to 60% of the donor's AGI are tax-deductible.| Investopedia
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Budgeting involves estimating financial activity over a specified future period of time. Budgets are usually established and re-evaluated on a periodic basis.| Investopedia
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The 50/30/20 budget rule is a simple and effective plan for personal money management and wealth creation. It balances paying for necessities with saving and investing.| Investopedia
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Here's how to do a retirement needs analysis to know if you will have enough money to retire when you want to.| Investopedia
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An emergency fund is a source of ready cash in case of an unplanned expense, an illness, or the loss of a job. Now there’s new help to build one.| Investopedia