Retirement planning can be an overwhelming endeavor, but it’s vitally important to ensure that your financial needs are met once you’re no longer working. Here’s what you need to know about retirement planning.| Bankrate
In certain hardship situations, the IRS lets you take withdrawals before age 59 1/2 without a penalty. Bankrate has what you need to know.| Bankrate
A required minimum distribution, or RMD, is a specific amount of money that must be withdrawn from some retirement plans the year after you turn 72. After decades of contributing to your retirement plan, you might be approaching the time to start taking money out of it. Some retirement accounts have required minimum distributions.| Bankrate
Annuities are designed to provide a steady stream of income during retirement, though they do have some drawbacks and can be notoriously complex.| Bankrate
Experts don’t recommend raiding your retirement plan for cash if you can avoid it, but you can tap your 401(k) plan through a 401(k) loan.| Bankrate
Social Security offers a monthly benefit check to many kinds of recipients. But the amount can differ depending on the type of recipient.| Bankrate
A mutual fund is an investment vehicle that allows individuals to invest their money along with other investors. Most mutual funds invest in a large number of securities, allowing investors to diversify their portfolios at a low cost.| Bankrate
Everything you need to know about the best index funds and ten of the top mutual funds and ETFs to consider adding to your portfolio this year.| Bankrate
Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit cards, investments, identity protection, autos, retirement, credit reports, and so much more.| Bankrate
Diverting a portion of your paycheck into a tax-advantaged retirement savings plan can help grow your wealth for your golden years.| Bankrate
If you’re working and already saving for retirement or plan to start socking away money soon, educating yourself on how investing in a 401(k) plan works and how it can help you build a sizable nest egg makes good financial sense.| Bankrate
Matching contributions from employers are fairly common and taking advantage of them is an important part of saving for retirement. Here's what else you need to know about 401(k) matching.| Bankrate
An IRA is a tax-advantaged investment account that you can use to save for retirement. Learn more about the types of accounts and how they work with Bankrate.| Bankrate