Thoughts on minimizing taxes and maximizing ACA subsidies.| Go Curry Cracker!
If annual income is higher than estimated, repayment of advanced premium tax credits (APTC) may be limited. This results in 0% tax rate region.| Go Curry Cracker!
For the 3rd year in a row we are circumnavigating the globe with free flights. This year we will spend time in Spain, the Baltic States, Scandinavia, and the US.| Go Curry Cracker!
As part of moving back to the US / California, we are considering harvesting massive capital gains. 15% tax now is better than 23%+ tax later.| Go Curry Cracker!
For 5 years now we had income of $100,000 and paid $0 in income tax. Roth conversions and capital gain harvesting mean future income will be tax free too.| Go Curry Cracker!
Over the long term, a greater percentage of stock sales become capital gains. The tax impact can be significant. Capital gain harvesting is a solution.| Go Curry Cracker!
How an early retiree can maximize Obamacare subsides through income optimization.| Go Curry Cracker!