Take steps to build an emergency fund to prevent you from dipping into credit cards in cases of unexpected emergencies.| Debt.org
Looking for ways on how to cut costs? Explore 16 practical methods to reduce your expenses and start saving. Take action and improve your budget today!| Debt.org
Refinancing your mortgage can save you money, but take time to consider which type of loan is best for you and that there are closing costs to pay.| Debt.org
Getting out of credit card debt can be difficult. Learn about your credit card debt relief options and where to find help to free you from your credit card debt.| Debt.org
Do I have too much debt? You may have too much debt if monthly bills use up a large portion of their incomes or if they have maxed-out credit cards.| Debt.org
The snowball method works by paying off your debt from smallest to largest. Learn how to be debt-free with the snowball method.| Debt.org
Credit card interest rates are based on many factors & can be confusing to calculate. Learn what credit card interest is, how your rate is calculated, & tips for lowering your credit card interest rate.| Debt.org
Learn how to budget and manage your expenses. Worksheets, tips and tools for creating and sticking to your budget.| Debt.org
Enrolling in a two-year college, staying on top of the latest job skills and seeking out scholarships instead of student loans could keep you from landing in debt.| Debt.org
Learn about balance transfer credit cards, how they work, how to apply, and if you should get a balance transfer card to help pay off your credit card debt.| Debt.org
Home equity loans can be used for debt consolidation by combining your debt into one place, making it easier to make your monthly payments. Learn more.| Debt.org
A Debt Management Plan is a 3-5 year payment plan with reduced interest rates facilitated by a non-profit credit counseling agency to help repay debts.| Debt.org
Medical debt is a leading cause of personal bankruptcy in the US. Learn about the different strategies for dealing with medical debt & medical debt relief options.| Debt.org
Learn what you need to know before financing a new or used car, your auto financing options, how to apply for a car loan, & if financing is a good idea.| Debt.org
Credit cards are a type of revolving debt that can be very helpful when used properly but can also cause serious debt problems.| Debt.org
Debt consolidation can reduce your monthly debt outgoings by rolling multiple debts into a single payment, using a debt consolidation loan or management plan.| Debt.org
Credit counseling can help if you're struggling with debt. Learn how credit counseling works, how to select the right agency, and how it can help you.| Debt.org