Credit scoring models are used to help evaluate the creditworthiness of consumers. Learn about FICO, VantageScore and other scoring models.| Debt.org
The Fair Debt Collection Practices Act outlines the rules that debt collectors must follow when attempting to collect a debt. Learn what debt collectors can’t do, the difference between third party & in-house collection, & your rights as a consumer.| Debt.org
How you treat your monthly credit card bill might reveal as much about your personality as when you scream when under pressure or offer a seat on the bus| Debt.org
Getting out of credit card debt can be difficult. Learn about your credit card debt relief options and where to find help to free you from your credit card debt.| Debt.org
Can you pay off a credit card with another credit card? Discover how balance transfers and cash advances work. Learn the methods, risks, and alternatives!| Debt.org
Understand the process of Chapter 7 bankruptcy— from filing to discharge, and tips for everything in between. Get help from experts at Debt.org today.| Debt.org
Chapter 13 bankruptcy allows you to propose a repayment plan to the court and creditors. Learn about qualifying and filing for chapter 13 bankruptcy.| Debt.org
There are 3 reporting bureaus that are responsible for calculating & distributing credit scores. Learn how they differ, how they operate & how to report errors.| Debt.org
Learn how to budget and manage your expenses. Worksheets, tips and tools for creating and sticking to your budget.| Debt.org
You may consider borrowing from your 401(k) to pay off debts. Learn about the associated taxes, fees, and when borrowing from a 401(k) is best.| Debt.org
Learn about balance transfer credit cards, how they work, how to apply, and if you should get a balance transfer card to help pay off your credit card debt.| Debt.org
Learn about debt consolidation loans, including how to get a loan to consolidate your debt, benefits & alternatives to consolidation loans.| Debt.org
Home equity loans can be used for debt consolidation by combining your debt into one place, making it easier to make your monthly payments. Learn more.| Debt.org
A Debt Management Plan is a 3-5 year payment plan with reduced interest rates facilitated by a non-profit credit counseling agency to help repay debts.| Debt.org
Credit reports can be confusing. Learn general credit report information including when, where & how to get a credit report.| Debt.org
Need help with debt collectors? Learn about the difference between creditors & debt collectors, the process of collection & arbitration, & your rights as a consumer| Debt.org
Credit cards are a type of revolving debt that can be very helpful when used properly but can also cause serious debt problems.| Debt.org
Debt consolidation can reduce your monthly debt outgoings by rolling multiple debts into a single payment, using a debt consolidation loan or management plan.| Debt.org
Facing overwhelming debt? Discover how bankruptcy can offer a fresh start. Understand your options and take the first step towards relief today.| Debt.org
Credit counseling can help if you're struggling with debt. Learn how credit counseling works, how to select the right agency, and how it can help you.| Debt.org
Explore the five best credit counseling agencies, and learn about what makes these companies the top-rated credit counselors in the industry.| Debt.org