Learn how identity theft happens, the common types of identity theft, how to report identity theft and how to protect yourself from becoming a victim.| www.experian.com
Tradelines are accounts listed on your credit report. Learn how each tradeline affects your credit and how long tradelines stay on your credit report.| www.experian.com
Here’s how revolving credit and installment credit compare, plus the pros and cons of each type of credit.| www.experian.com
Applying for a new card can be exciting, but it can also be daunting. Here are 10 steps to get approved for a credit card, plus how to handle a denial.| www.experian.com
When you become an authorized user on an account with good credit history, you can potentially improve your credit score. Here’s what you need to know.| www.experian.com
The most important factor of your FICO Score is your payment history, which makes up 35% of your score. Here’s what other factors matter.| www.experian.com
Many types of debt can be sent to collections, including credit card balances and auto loans. Debt sent to collections has a serious impact on your credit.| www.experian.com
Revolving credit lets you borrow money up to your credit limit, pay it back and then borrow it again. Learn how revolving credit works.| www.experian.com
An installment loan can help you finance a large purchase, consolidate debt and more. Here's how they work and how they can impact your credit.| www.experian.com
Experian is committed to helping you protect, understand, and improve your credit. Start with your free Experian credit report and FICO® score.| www.experian.com
The average credit score is 715 and most Americans have scores between 600 and 750, with 700+ considered to be good. Find out more on how you compare.| www.experian.com
A hard inquiry happens when you apply for new credit, such as a car loan. Learn what it means on your credit report and how it affects your score.| www.experian.com