Here’s when a closed account is removed from your credit reports and how a closed account affects your credit.| www.experian.com
Learn how closing a credit card affects your credit score, how to decide when to keep or close a credit card and alternatives to closing your card.| www.experian.com
Your utilization rate is an important indicator of credit risk. A high utilization rate is a sign that you may be experiencing financial difficulty. As a result, high utilization hurts credit scores.| www.experian.com
The original delinquency date is the date the account first became delinquent and was not brought current, or the first late payment in a series.| www.experian.com
If you have reviewed your credit report and found some data to be inaccurate, the fastest way to resolve the errors is online.| www.experian.com
Learn how to dispute credit report information online, by mail or over the phone. Plus review what happens after you submit a dispute and possible outcomes.| www.experian.com