Learn when it makes sense to close unused credit cards and why it’s better to keep unused credit cards open. Plus review tips on how to cancel a credit card.| www.experian.com
Your utilization rate is an important indicator of credit risk. A high utilization rate is a sign that you may be experiencing financial difficulty. As a result, high utilization hurts credit scores.| www.experian.com
Revolving credit lets you borrow money up to your credit limit, pay it back and then borrow it again. Learn how revolving credit works.| www.experian.com
Experian is committed to helping you protect, understand, and improve your credit. Start with your free Experian credit report and FICO® score.| www.experian.com
A hard inquiry happens when you apply for new credit, such as a car loan. Learn what it means on your credit report and how it affects your score.| www.experian.com
Using credit cards wisely can bring many benefits. To ensure you're using credit cards responsibly, follow these steps to make the most of your credit cards.| www.experian.com
You can increase your credit limit in one of three ways. Learn how to ask for a credit limit increase and the pros and cons of a higher credit limit.| www.experian.com