I recently appraised a home for a refinance loan that was not the neatest one I’ve ever seen. It was an appraisal for a conventional loan, which is not as strict as FHA loans are, so there were no issues or additional requirements. If this had been an FHA loan the appraisal may have turned […]| Birmingham Appraisal Blog
I was looking at a home this week, for an FHA loan, that had screw in fuses. Have you ever seen these? They use to be common years ago, however at some point they were replaced with circuit breakers. I have been asked by homeowners and real estate agents if these fuses meet HUD’s minimum […]| Birmingham Appraisal Blog
Have you ever wondered if a house would pass an FHA appraisal inspection? FHA does have more stringent appraisal guidelines than conventional loans but if you know what to look for then you can be ready before any problems come up. I have included some of the top problems I have seen in my 20+ […]| Birmingham Appraisal Blog
A "Head and Shoulders" inspection is a requirement of FHA appraisal but many don't know what this is. Real estate appraiser Tom Horn explains what it is and why it's important.| Birmingham Appraisal Blog
You may ask “what can I do to help the appraiser that will help my home’s appraised value?” I hope to share with you some things that can aid the appraiser and possibly have a positive effect on the appraisal report and hopefully your home’s value. I had this topic picked out to include for […]| Birmingham Appraisal Blog
