You may have received a letter from your bank or heard people talk about the new OSFI mortgage rules. We’ve had a lot of our clients contacting us about it as well, since the new rules start this year for mortgages. These new rules will affect the Smith Manoeuvre in some ways, so it’s important…| Ed Rempel
Of all types of investment income, you pay the lowest tax on deferred capital gains. Paying tax 20 years from now on a capital gain is much better than paying tax on a dividend or capital gain this year. How do you invest for deferred capital gains? In recent years, many investors have been…| Ed Rempel
Free 30-Minute Consultation Want to find out: How will I really benefit from a financial plan? Is this the right time for me to create my financial plan? I know I need help, but which option is best? Are we a good fit to work together? I am very selective on who I take on…| Ed Rempel
Ed’s Mortgage Referral Services This is a complimentary value- added service we offer to the public with no obligation. It is focused on mortgages that work with the Smith Manoeuvre. We have seen the studies that show that variable or 1-year mortgages save you money over a 5-year fixed mortgage 89-100% of the time, so…| Ed Rempel
In my latest video and podcast episode I take an unconventional look at dividend investing & how to make it perfect. The video is a fact check of the advantages & disadvantages of dividend investing. Then I show how to fix all the disadvantages, so you can do it right. You may have already heard…| Ed Rempel
The first step to implement the Smith Manoeuvre is to get a readvanceable mortgage. What is the best one? We have unique personal knowledge of the quirks of each of the Smith Manoeuvre mortgages from working with hundreds of clients to implement and manage the Smith Manoeuvre. We are not the mortgage person that gets…| Ed Rempel
Fee-For-Service Advice Do you want to be financially secure and free to live the life you want? Ever wonder if there is a cool strategy out there that is perfect for you? Hi, I’m Ed, your personal Financial Guru. I am a fee-for-service financial planner and an expert in many cool strategies. I work with…| Ed Rempel
