Most Americans don't know how much savings it takes for a comfortable retirement, and only a few more believe they can save the money for it.| Debt.org
If you own your home, switching to a smaller or less-expensive house could be the trick to solve your debt problems.| Debt.org
Take steps to build an emergency fund to prevent you from dipping into credit cards in cases of unexpected emergencies.| Debt.org
Today's interest rates for 15-year fixed and 30-year mortgages. How to Get the Best Interest Rate on a Mortgage.| Debt.org
Choosing a loan to help buy your first home can be overwhelming. Learn about first time homebuyer programs and how they could help you save money.| Debt.org
30-year fixed rate mortgages are a staple of the American home buying process. Learn about the advantages and disadvantages.| Debt.org
A 15-Year Mortgage can offer lower interest rates and payments. Learn if this is the right option for you and how it compares to a 30-Year Mortgage.| Debt.org
Looking for ways on how to cut costs? Explore 16 practical methods to reduce your expenses and start saving. Take action and improve your budget today!| Debt.org
Refinancing your mortgage can save you money, but take time to consider which type of loan is best for you and that there are closing costs to pay.| Debt.org
A mortgage modification can extend your mortgage loan term or lower your interest rate which can help homeowners afford payments or avoid foreclosure.| Debt.org
Getting out of credit card debt can be difficult. Learn about your credit card debt relief options and where to find help to free you from your credit card debt.| Debt.org
Home equity represents your stake in your home, and learning to make good use of that value can make your financial life more secure.| Debt.org
Learn how to budget and manage your expenses. Worksheets, tips and tools for creating and sticking to your budget.| Debt.org
You may consider borrowing from your 401(k) to pay off debts. Learn about the associated taxes, fees, and when borrowing from a 401(k) is best.| Debt.org
A Home Equity Line of Credit (HELOC) provides you with access to cash based on the value of your home. Learn how they work, and the pros and cons.| Debt.org
A Debt Management Plan is a 3-5 year payment plan with reduced interest rates facilitated by a non-profit credit counseling agency to help repay debts.| Debt.org
Debt consolidation can reduce your monthly debt outgoings by rolling multiple debts into a single payment, using a debt consolidation loan or management plan.| Debt.org
Credit counseling can help if you're struggling with debt. Learn how credit counseling works, how to select the right agency, and how it can help you.| Debt.org