The Truth in Lending Act (TILA) protects consumers against unfair billing and lending practices, laying out rules for credit cards and home loans.| Debt.org
The Electronic Fund Transfer Act, or Regulation E, was created to protect consumers when they are transferring money electronically or banking online. Learn more about how EFTA protects you & your money.| Debt.org
The Consumer Financial Protection Bureau is a new federal agency created to protect consumers of financial products and services.| Debt.org
The Equal Credit Opportunity Act prohibits creditors from discriminating against consumers based on factors like race, religion, sex and age.| Debt.org
The Federal Trade Commission Act protects consumers from unfair and deceptive market practices and helps prevent monopolies.| Debt.org
Consumer rights sound like it would be a given in America, but it wasn’t until the 1960’s that the government first acted to protect consumers. It started| Debt.org
The Credit CARD Act of 2009 provides protections for credit card consumers including interest rate increases, late payment policies and more.| Debt.org
The Fair Debt Collection Practices Act outlines the rules that debt collectors must follow when attempting to collect a debt. Learn what debt collectors can’t do, the difference between third party & in-house collection, & your rights as a consumer.| Debt.org
Owning real estate is one of the biggest investments you can make. Learn about real estate transactions, mortgages, investing, taxes, and debt options.| Debt.org
The Fair Credit Reporting Act protects consumers’ personal financial documents and prohibits unfair actions by big companies and credit reporting agencies.| Debt.org
There are several options for people who want to get out of debt, borrow or save money. These include banks, credit unions and other savings institutions.| Debt.org
Different types of consumer loans & lines of credit provide options for consumers and businesses to better manage their financial situation & repay debts.| Debt.org
Credit reports can be confusing. Learn general credit report information including when, where & how to get a credit report.| Debt.org
Lines of credit can be used for short-term emergencies or long-term projects. Learn which types may be most suitable for your situation.| Debt.org
Credit cards are a type of revolving debt that can be very helpful when used properly but can also cause serious debt problems.| Debt.org
Facing overwhelming debt? Discover how bankruptcy can offer a fresh start. Understand your options and take the first step towards relief today.| Debt.org