I’ve used Fidelity’s Cash Management Account (CMA) as my primary “checking,” “savings,” and “cash management account” for over six years. I recommend this setup to my students. I recommend it to my children. I recommend it to you. The default CMA setup is already strong. However, I’ve spent years refining it — optimizing for tax ... Read more| Frugal Professor
I’ve been a member of the BoA cult for the better part of a decade now, happily earning 5.25% on “category” purchases with the Customized Cash Rewards card and 2.625% on “non-category” purchases with my BoA Premium Rewards card. However, I recently jumped on the US Bank 4% Smartly card bandwagon for my “non-category” spend, ... Read more The post Repurposing BoA’s Obsolete Premium Rewards Card with a No-FTF Customized Cash Rewards Card appeared first on Frugal Professor.| Frugal Professor
This article contains details specific to United States (US) investors. For non-US investors, acting on fund or ETF suggestions in it may have harmful US tax consequences.| www.bogleheads.org