Learn how a credit counselor can provide guidance on how to manage your finances, whether that’s getting out of debt or improving your credit.| www.experian.com
Learn what collateral is and how it factors into certain types of loans, like a mortgage, home equity loan, auto loan and secured personal loans.| www.experian.com
If you don’t pay a deficiency balance, your debt may go to collections and you may face a lawsuit. Here’s how to handle a deficiency balance.| www.experian.com
The negative credit effects of a vehicle repossession can include late payments, default, collections activity and court judgments. Learn more.| www.experian.com
Refinancing a car loan can help you save money by lowering your interest rate. Follow these steps on how to refinance an auto loan.| www.experian.com
You may be able to avoid car repossession by taking certain steps before things get to that point. Learn more about the process and how to avoid it.| www.experian.com
Missing payments on a car loan can cause a lender to repossess your vehicle. An alternative, voluntary surrender, may be preferable. Read on to learn more.| www.experian.com
You can rebuild credit by following these best practices, like reviewing your credit report, paying bills on time and paying off debt.| www.experian.com
Learn how to get a car loan after a repossession, your options and how to improve your chances of getting an auto loan after repossession.| www.experian.com
You can call 211 and speak to a community resource specialist who can connect you to a variety of resources in your community.| www.experian.com
Many types of debt can be sent to collections, including credit card balances and auto loans. Debt sent to collections has a serious impact on your credit.| www.experian.com
Experian is committed to helping you protect, understand, and improve your credit. Start with your free Experian credit report and FICO® score.| www.experian.com