Here’s a question I am obsessed with — How can we ensure that banks and credit unions survive? On its face, this obsession might strike you as odd. I write about fintech, which, if we apply the transitive property of content creation, also means that I write about disruption. Why, you might ask, should someone […]| Fintech Takes
There’s something poetic about Chime’s newest commercial, featuring former NBA star, coach, and TV announcer Mark Jackson. Depending on your point of view, you might think of Mark Jackson as an indelible part of recent basketball history; a great player with a sneakily influential style, an important coach who helped nudge the Warriors towards their […]| Fintech Takes
According to the New York Fed’s Liberty Street Economics blog, more than 9 million student loan borrowers will soon start to see substantial declines in their credit scores. Those declines will be larger for higher-score segments, with those in the 760 – 850 range seeing an average drop of 171 points: That’s a big deal. […]| Fintech Takes
The fundamental problem with banking as a service (BaaS) is that in order for it to work, every participant in the value chain needs to do their job with more diligence than they are required to do. For the most part, this hasn’t been an issue. Fintech is filled with founders and operators who care […]| Fintech Takes