Frontier Economics report on the Commercial Model for Variable Recurring Payments Wave 1, the public consultation on the cVRP commercial model| Open Banking
OBL recently concluded two public consultations that mark a significant step forward in the development of commercial variable recurring payments (cVRPs), a pioneering new payment product, in the UK. These consultations focused on the proposed Multilateral Agreement (MLA) and the accompanying commercial model that will underpin the cVRP ecosystem, prepared by independent consultancy Frontier Economics. […]| Open Banking
Social lenders like Salad and Plend use open banking data to offer cost-effective credit to borrowers who may miss out on mainstream lending.| Open Banking
Here’s what you’ll learn in this insight: Author: Anton Joachim, OBL Data Scientist Open banking is no longer a concept reserved for early adopters or fintech insiders. It’s now a part of everyday life for millions of people in the UK – whether they realise it or not. In July 2025, the UK’s open banking […]| Open Banking
The Open Banking Standard Getting started with FAPI As FAPI builds upon a number of existing specifications it is recommended that implementers adopt a certified product. OpenID maintain a list of providers who have passed certification and can be found here: https://openid.net/certification/ It is important to note that FAPI introduces new security features over and...| Open Banking Standards