Why Financial Independence is Overrated
On chasing financial independence and why financial freedom is a better (and easier) financial goal.| Of Dollars And Data
Making more without working more. It's the holy grail of personal finance. But is it as difficult to achieve as it seems? Or are there actual ways to increase your earnings without needing to increase your effort? The truth is somewhere in between. Yes, it's possible to increase your income without increasing your effort, but only if you change your strategy. This is the premise of my upcoming book, The Wealth Ladder, which comes out in 2 weeks. The core idea: the strategy that got you to one...| Of Dollars And Data
On chasing financial independence and why financial freedom is a better (and easier) financial goal.| Of Dollars And Data
With the on-again/off-again conflict in the Middle East, a reader asked: Does anything offer better downside protection than U.S. bonds? For most of my investment career, I didn't think so. I believed that U.S. bonds were the ultimate form of downside protection. While you might own multiple kinds of risk assets (e.g., stocks, real estate, etc.), I always thought that all you needed for the non-risk side of your portfolio was U.S. bonds and cash. This recommendation is not unwarranted. For de...| Of Dollars And Data
On couples' finances and how my wife and I manage our money.| Of Dollars And Data
On extended declines in U.S. stocks and why buying over time makes them far less painful.| Of Dollars And Data
The 4% Rule is just the beginning. Here’s how to spend money in retirement without running out.| Of Dollars And Data
Why losses in individual bonds are only temporary and the challenge of bond funds.| Of Dollars And Data
Why I don't buy active investments and how this philosophy can help you break social media addiction.| Of Dollars And Data
On the rise of the American Dream and whether it's more difficult to achieve today.| Of Dollars And Data
On consumption smoothing, investing with leverage, and why survival is the ultimate financial goal.| Of Dollars And Data
On Vanguard's 50-year anniversary and capturing less value than you create.| Of Dollars And Data
On providing financial support to children and why you should give earlier, not later.| Of Dollars And Data
On how long it typically takes for U.S. stocks to crash and recover.| Of Dollars And Data
On what it means to be "set for life" and why you might have more career freedom than you think.| Of Dollars And Data
On the importance of avoiding investment blunders and a few financial mistakes I've made in recent years.| Of Dollars And Data
Why market crashes don't help younger investors as much as you think.| Of Dollars And Data
