30-year fixed rate mortgages are a staple of the American home buying process. Learn about the advantages and disadvantages.| Debt.org
Credit scoring models are used to help evaluate the creditworthiness of consumers. Learn about FICO, VantageScore and other scoring models.| Debt.org
Home equity loans allow homeowners to borrow money on the equity of their home & repay at a fixed rate. Learn how to obtain the loan & its pros & cons.| Debt.org
Debt settlement is the process of negotiating a settlement in order to reduce debt. Learn about the debt settlement process and debt settlement companies.| Debt.org
Unsecured debt like credit card debt is any owed amount that is not tied to assets, and it is typically eligible for debt settlement.| Debt.org
A Home Equity Line of Credit (HELOC) provides you with access to cash based on the value of your home. Learn how they work, and the pros and cons.| Debt.org
Debt consolidation can reduce your monthly debt outgoings by rolling multiple debts into a single payment, using a debt consolidation loan or management plan.| Debt.org
Facing overwhelming debt? Discover how bankruptcy can offer a fresh start. Understand your options and take the first step towards relief today.| Debt.org
Credit counseling can help if you're struggling with debt. Learn how credit counseling works, how to select the right agency, and how it can help you.| Debt.org