Learn how closing a credit card affects your credit score, how to decide when to keep or close a credit card and alternatives to closing your card.| www.experian.com
Learn about what creditworthiness is, how you can find out how creditworthy you are and steps to improve your credit.| www.experian.com
When you become an authorized user on an account with good credit history, you can potentially improve your credit score. Here’s what you need to know.| www.experian.com
The most important factor of your FICO Score is your payment history, which makes up 35% of your score. Here’s what other factors matter.| www.experian.com
Being added as an authorized user on someone else’s credit card can help you build credit. Here’s what you need to know about becoming an authorized user.| www.experian.com
Credit mix is a factor of your credit score that accounts for the variety of revolving and installment accounts you have. Learn how credit mix works.| www.experian.com
Both VantageScore and FICO develop credit scores that lenders and creditors can use to evaluate applicants. Learn what makes their scoring models different.| www.experian.com
Learn how to build credit with and without credit cards, how to establish credit when you have no credit history and how to build credit fast.| www.experian.com
Revolving credit lets you borrow money up to your credit limit, pay it back and then borrow it again. Learn how revolving credit works.| www.experian.com
An installment loan can help you finance a large purchase, consolidate debt and more. Here's how they work and how they can impact your credit.| www.experian.com
If you have credit card debt, these strategies can help you eliminate it faster and improve your financial well-being.| www.experian.com
Learn how to dispute credit report information online, by mail or over the phone. Plus review what happens after you submit a dispute and possible outcomes.| www.experian.com
The average credit score is 715 and most Americans have scores between 600 and 750, with 700+ considered to be good. Find out more on how you compare.| www.experian.com
A hard inquiry happens when you apply for new credit, such as a car loan. Learn what it means on your credit report and how it affects your score.| www.experian.com
Your credit utilization rate is the percentage of your revolving accounts’ balances that you’re using.| www.experian.com
ACR Home Page| www.annualcreditreport.com