Your utilization rate is an important indicator of credit risk. A high utilization rate is a sign that you may be experiencing financial difficulty. As a result, high utilization hurts credit scores.| www.experian.com
The original delinquency date is the date the account first became delinquent and was not brought current, or the first late payment in a series.| www.experian.com
Credit mix is a factor of your credit score that accounts for the variety of revolving and installment accounts you have. Learn how credit mix works.| www.experian.com
While the length of your credit history impacts your scores, it is not as important as other factors. Learn how credit history works and what to focus on.| www.experian.com