Of course, nobody knows what future returns will actually be. But you do need to have some idea of how much your portfolio will increase by, either so you can add more money to get to your target during accumulation, or so you can adjust spend during drawdown. Most people…| uncountable thoughts
Financial independence is a point in time when you are able to sustain your desired lifestyle for the remainder of your life without having to exchange your labour to do so. It's hard to achieve, and unless you win the lottery, it's unlikely to happen unless you put a plan…| uncountable thoughts
If you choose to invest in equities, you also need to select a strategy to guide you on that journey. Once you start to implement that strategy, you will do so in one or more markets around the globe. This implementation mix will define a benchmark total market return for…| uncountable thoughts