How are ETFs liquid? ETF design enables multiple layers of liquidity. Find out how and four best practices to get you the best price.| Physician Finance Canada
For those using the HXEM ETF to venture into emerging markets in the corporate investing. Do there be tax savings or do there be serpents?| Physician Finance Canada
Horizons' HXDM ETF is a tax efficient way to invest in EAFA developed markets in a corporate account. Do the savings outweigh the costs?| Physician Finance Canada
Corporate class swap ETFs can be extremely tax efficient. Until they aren't. Learn about the tax risks to spot them and plan accordingly.| Physician Finance Canada
Do ETFs have hidden costs that can drag on your returns? Learn how to find them and whether they matter to your investment strategy.| Physician Finance Canada
Reduce SORR (sequencing risk) by having flexible cash flow when approaching retirement. Learn a practical approach to the options.| Physician Finance Canada
An unlucky sequence of returns can torpedo a retirement portfolio. Compare asset allocation strategies to mitigate that risk and put it into context.| Physician Finance Canada
Learn what volatility really is and the risks that it can pose to your investing - both along the journey and when you reach the destination.| Physician Finance Canada
The corp class HBB and ZDB discount bond ETF offer improved tax efficiency for similar portfolio stabilization. What are the risks & benefits?| Physician Finance Canada
Emerging market ETFs may add diversification. How does the tax efficiency of HXEM compare to the XEC VEE & ZEM ETFs.| Physician Finance Canada
HXDM is an ETF to cover international developed markets using a swap-based corporate class structure. How does that compare to XEF VIU or ZEA| Physician Finance Canada
HXS & HULC are corporate class ETFs. Learn how the costs, tax savings, and potential risks look in a taxable investment account.| Physician Finance Canada
Corporate class ETFs can result in big tax savings for investors. Learn about how they work and how robust Horizon's swap total return ETF structure is.| Physician Finance Canada
Horizon's swap-based total return index (TRI) ETFs have a tax benefits that make them attractive in taxable or small Canadian Controlled Private Corporation (CCPC) tax accounts - especially with the new 2018 passive investment income tax rules. However, they also carry a number of risks to consider.| Physician Finance Canada
Sequence of returns risk for investors is caused by cashflow and magnified by volatility. Learn what it is to be able to plan for it.| Physician Finance Canada
Paying off debt vs TFSA RRSP or RESP building are competing priorities. Starting to invest, even in debt, may have long term advantages.| Physician Finance Canada
Learn the best RESP contribution strategy for those with a large lump sum to invest in an RESP. The anwer depends on income, returns, and timeline.| Physician Finance Canada
Refundable Dividend Tax on Hand (RDTOH) is a refundable portion of the tax collected on passive investment income in a professional corporation (like an MPC) or Canadian controlled private corporation (CCPC). Understanding it helps to reduce your tax bill.| Physician Finance Canada
An RRSP (registered retirement savings plan) is one of the best tax shelter accounts for Canadians to save for retirement. This includes doctors and high income professionals. In fact, they can benefit the most.| Physician Finance Canada
A common dilemma is whether to pay off debt vs start investing. Only you can choose the best path. Find out how.| Physician Finance Canada
The last federal budget attacked the allocation to redeemer methodology that swap total return index (TRI) ETFs use to be tax effiicent. Learn what it means| Physician Finance Canada
Use a TFSA to maximize your tax-free income in retirement. The tax-free savings account rules, strategies, and potential pitfalls are discussed.| Physician Finance Canada
Learn how to capital gains harvest or tax gains harvest from investments in a Canadian private corporation (CCPC, MPC)to reduce taxes.| Physician Finance Canada
A video to learn about the evidence behind all-in-1 asset allocation ETFs. What are the potential pros and cons compared to other approaches.| Physician Finance Canada
Investors win in the long term and gamblers are destined to lose it all. Learn the difference to invest wisely vs gamble.| Physician Finance Canada
Learn how investing protects you against inflation, premature retirement, excess taxation, and longevity risk. Or don't, and compound risks.| Physician Finance Canada
Learn about high-interest savings accounts, high interest ETFs, money market funds, GICs, and bonds to save and preserve buying power.| Physician Finance Canada
Incorporated professionals have different optimal RESP contribution strategies compared to individuals. Learn how it applies to your CCPC.| Physician Finance Canada
Start DIY investing simply and effectively or take it to the next level. Free course & hub linking education, tools, & step-by-step guide.| Physician Finance Canada
We all have an inner emotional investor beast that can smash our portfolios if it takes over. Learn about what creates and provokes the beast to control it.| Physician Finance Canada
Home equity investment loan could help you grow your retirement investment account using leverage. In this post, I describe how I did this with our mortgage to help us invest in a taxable account and income split with my lower income spouse.| Physician Finance Canada
Interest is heavily taxed in CCPC corporate accounts. Is Horizons corp class bond ETF HBB a magic bullet or shooting yourself in the foot?| Physician Finance Canada
Swap-based ETFs or total return index (TRI ETFs) can improve the tax efficiency of your portfolio by converting investment income into unrealized capital gains. It is important to understand how these products work if you are considering using them in your taxable investment account or corporate investment account.| Physician Finance Canada