What do airline loyalty plans, tractor loans, and iPhone insurance tell us about the future of financial services and the evolving role of fintech in software?| notes.mtb.xyz
Why the canonical startup advice of "make something people want" doesn't apply to fintechs, who are ultimately in the business of pricing risk and "selling money".| Matt Brown's Notes
Fintech startups must grow fast but manage risk. Most fintechs get good enough it by limiting the downside of risk, but cap their upside in doing so. However, the best fintechs find ways to turn that risk into core IP and leverage for the business.| notes.mtb.xyz
B2B payments is a ghost market because everyone focuses on the “payments” part. The real problem is in the workflows and data that precede the actual payment.| notes.mtb.xyz
Payfac is the model behind fintech’s biggest successes, from Stripe and Square, to Shopify, Uber, and more. It's a critical but misunderstood topic, so here's an explainer in 1,000 words.| notes.mtb.xyz