Learn how identity theft happens, the common types of identity theft, how to report identity theft and how to protect yourself from becoming a victim.| www.experian.com
Learn how closing a credit card affects your credit score, how to decide when to keep or close a credit card and alternatives to closing your card.| www.experian.com
Learn what a grace period is, the average length of a grace period for credit cards, mortgages and student loans and how it compares to deferment.| www.experian.com
Federal law limits your liability for fraudulent credit card purchases to $50. The best credit cards won’t hold you liable for any unauthorized purchases.| www.experian.com
Credit mix is a factor of your credit score that accounts for the variety of revolving and installment accounts you have. Learn how credit mix works.| www.experian.com
Both VantageScore and FICO develop credit scores that lenders and creditors can use to evaluate applicants. Learn what makes their scoring models different.| www.experian.com
Revolving credit lets you borrow money up to your credit limit, pay it back and then borrow it again. Learn how revolving credit works.| www.experian.com
While the length of your credit history impacts your scores, it is not as important as other factors. Learn how credit history works and what to focus on.| www.experian.com
Boost your Credit Scores and raise your FICO® Score instantly for free. Millions of points already boosted across America.| www.experian.com
A hard inquiry happens when you apply for new credit, such as a car loan. Learn what it means on your credit report and how it affects your score.| www.experian.com
Your credit utilization rate is the percentage of your revolving accounts’ balances that you’re using.| www.experian.com