The dividends-versus-total-return debate has (mercifully) cooled. Most investors now accept there’s nothing magical about dividends – it’s just cash carved out of total return. The real “magic” is reinvesting, i.e., putting the slice back into the cake so it keeps baking. And yes, ex-dividend, a stock’s price typically drops by roughly the dividend amount –…| Boomer & Echo
We just got back from Scotland – a trip that involved epic hiking in the Highlands, duck-feeding along Loch Ness, and a quick stop in Glasgow so our daughter could “manifest” her future university choice. We covered nearly 500 miles in a rental car, used our umbrellas exactly once, and, thanks to some smart credit…| Boomer & Echo
Like a lot of money nerds, I’ve always loved a detailed budget. There’s comfort in seeing where every dollar goes, especially when life throws its usual mix of irregular income and surprise expenses. Still, I was curious: what would happen if I ditched the details and looked at our finances the way author Ramit Sethi…| Boomer & Echo
I share how I invest my own money to help you simplify your portfolio, reduce your costs, and ultimately lead to a better long-term outcome.| Boomer & Echo
Fee Only Advice You can call me a fee-only advisor, fee-for-service planner, advice-only planner, or a money coach - it does not matter. What does matter is that you get unbiased financial advice from someone who's knowledgeable and trustworthy. But what exactly is fee only advice? At Boomer & Echo financial planning, I don't sell products or get paid commissions to refer you to someone who does. Instead I offer sound financial advice to help you get out of debt, manage your spending, and dec...| Boomer & Echo