The debt collection process is restricted by several laws designed to eliminate unjust debt collection practices.| Debt.org
Your credit score doesn’t update instantly. Learn how often your credit score updates & when credit bureaus report credit score changes.| Debt.org
What are the penalties for defaulting on a loan? How you can get rid of debt even while defaulting on your obligations.| Debt.org
Enter your 3-digit credit score to learn about how lenders see your credit score and what you can do to improve it.| Debt.org
Did you know you can negotiate with debt collectors on the amount you owe? Learn strategies and tips to successfully reduce your debt.| Debt.org
Getting out of credit card debt can be difficult. Learn about your credit card debt relief options and where to find help to free you from your credit card debt.| Debt.org
Debt settlement is the process of negotiating a settlement in order to reduce debt. Learn about the debt settlement process and debt settlement companies.| Debt.org
There are 3 reporting bureaus that are responsible for calculating & distributing credit scores. Learn how they differ, how they operate & how to report errors.| Debt.org
Secured credit cards can be a great way to gain or rebuild your credit. Learn what secured credit cards are, their advantages & disadvantages, & how to get one.| Debt.org
Can you pay less than the minimum payment on a credit card? Learn the risks, steps to take, and legal options to avoid financial trouble today.| Debt.org
A Debt Management Plan is a 3-5 year payment plan with reduced interest rates facilitated by a non-profit credit counseling agency to help repay debts.| Debt.org
Credit reports can be confusing. Learn general credit report information including when, where & how to get a credit report.| Debt.org
Need help with debt collectors? Learn about the difference between creditors & debt collectors, the process of collection & arbitration, & your rights as a consumer| Debt.org
Credit cards are a type of revolving debt that can be very helpful when used properly but can also cause serious debt problems.| Debt.org
Debt consolidation can reduce your monthly debt outgoings by rolling multiple debts into a single payment, using a debt consolidation loan or management plan.| Debt.org
Learning how to raise your credit score may mean the difference between a loan getting approved or denied. Use these tips to keep your credit score healthy.| Debt.org
Facing overwhelming debt? Discover how bankruptcy can offer a fresh start. Understand your options and take the first step towards relief today.| Debt.org