When debt collector harassment occurs, it is essential that you understand your rights and how to stop harassing debt collection calls.| Debt.org
The debt collection process is restricted by several laws designed to eliminate unjust debt collection practices.| Debt.org
It can be intimidating when a collections agency contacts you to recoup debts. Here's what you need to know before paying them what they demand.| Debt.org
The Fair Debt Collection Practices Act outlines the rules that debt collectors must follow when attempting to collect a debt. Learn what debt collectors can’t do, the difference between third party & in-house collection, & your rights as a consumer.| Debt.org
Getting out of credit card debt can be difficult. Learn about your credit card debt relief options and where to find help to free you from your credit card debt.| Debt.org
Debt settlement is the process of negotiating a settlement in order to reduce debt. Learn about the debt settlement process and debt settlement companies.| Debt.org
Learn how to budget and manage your expenses. Worksheets, tips and tools for creating and sticking to your budget.| Debt.org
Payday lenders use payday loans to exploit financial need by trapping you in a debt cycle with high interest rates. Learn about the disadvantages of payday loans.| Debt.org
Student loans account for over $1 trillion in debt in America. Learn to acquire, manage, pay back different types of financial aid and other student debts.| Debt.org
Learn more about how medical debt in collections can impact your credit score, how to avoid medical collections, and how to pay off the debt.| Debt.org
Credit reports can be confusing. Learn general credit report information including when, where & how to get a credit report.| Debt.org
Learn what you need to know before financing a new or used car, your auto financing options, how to apply for a car loan, & if financing is a good idea.| Debt.org
Need help with debt collectors? Learn about the difference between creditors & debt collectors, the process of collection & arbitration, & your rights as a consumer| Debt.org
Facing overwhelming debt? Discover how bankruptcy can offer a fresh start. Understand your options and take the first step towards relief today.| Debt.org
Credit counseling can help if you're struggling with debt. Learn how credit counseling works, how to select the right agency, and how it can help you.| Debt.org
ACR Home Page| www.annualcreditreport.com