If you don’t pay a deficiency balance, your debt may go to collections and you may face a lawsuit. Here’s how to handle a deficiency balance.| www.experian.com
Missing payments on a car loan can cause a lender to repossess your vehicle. An alternative, voluntary surrender, may be preferable. Read on to learn more.| www.experian.com
Low-income families can get free financial assistance from the government for food costs, housing, education and more with the programs.| www.experian.com
Learn how long collections stay on your credit report, the impact collection accounts have on your credit scores and how to avoid collections altogether.| www.experian.com
The most important factor of your FICO Score is your payment history, which makes up 35% of your score. Here’s what other factors matter.| www.experian.com
Learn how defaulting on your auto loan can cause a repossession, and what happens if your car is repossessed.| www.experian.com
Being added as an authorized user on someone else’s credit card can help you build credit. Here’s what you need to know about becoming an authorized user.| www.experian.com
Experian is committed to helping you protect, understand, and improve your credit. Start with your free Experian credit report and FICO® score.| www.experian.com
The sooner you address certain credit score factors, the faster your credit score will go up. Follow these 7 steps to improve your credit score.| www.experian.com
Your credit utilization rate is the percentage of your revolving accounts’ balances that you’re using.| www.experian.com