To budget money: 1. Figure out your after-tax income 2. Choose a budgeting system 3. Track your progress 4. Automate your savings 5. Practice budget management| NerdWallet
An emergency fund is a bank account with money set aside for big, unexpected expenses like job loss, medical bills and other emergencies.| NerdWallet
The best budget apps are user-approved and typically sync with banks to track and categorize spending. But budgeting methods and features vary from app to app.| NerdWallet