Earlier this year, we completed a survey of 100NA SaaS platforms on their embedded finance businesses. We are sharing key insights in a series of infographics. The third in this series focuses on embedded finance product advantages. Today 1. Current % of Company Profits Generated by Embedded Finance 2. Current Offering of Embedded Finance Products There is still significant embedded finance upside. Most respondents generate <41% of total gross profit from embedded finance. Leading platform...| Insight - 2023
SMBs face fragmented marketing tools despite marketing being essential and growing in spend. PSPs and vertical SaaS providers can leverage sales and payments data to deliver integrated, easy-to-use marketing solutions, unlocking a market up to 10x larger than payments.| insights.flagshipadvisorypartners.com
In just two months, Ramp’s valuation jumped 40% from $16B to $22.5B, a testament to investor confidence in B2B fintech. Ramp’s journey from corporate card challenger to full-stack financial platform illustrates a broader trend: the convergence of spend management, treasury, payables, and embedded finance into unified operating systems.| insights.flagshipadvisorypartners.com
Corpay agreed to acquire Alpha Group, a specialist in cross-border payments and FX, in a deal valued at $2.2–2.4 billion (£1.6–1.8 billion). The acquisition expands Corpay’s European presence while and reinforcing its position as a global leader in B2B payments. The acquisition is pending regulatory approvals and anticipated to close in Q4 2025.| insights.flagshipadvisorypartners.com
Xero’s $3.1B acquisition of Melio marks a bold move as firms demand seamless, all-in-one platforms. Therefore, software providers are shifting to own the full financial workflow.| insights.flagshipadvisorypartners.com
As fintechs scale, fragile workarounds for tracking customer funds often fail. Application ledgers provide a purpose-built solution for real-time, auditable transaction tracking. Now, Ledger-as-a-Service (LaaS) platforms make this capability accessible, emerging as a critical infrastructure layer enabling faster innovation across the fintech ecosystem.| insights.flagshipadvisorypartners.com
Flagship Advisory Partners is a boutique consultancy and mergers and acquisitions advisory firm focused on the payments and fintech marketplace.| subscribe.flagshipadvisorypartners.com
