Attention agents: As mentioned in an earlier bulletin sent on August 10, the Texas Legislature has passed a law that prohibits the use of premium financing arrangements for Texas Windstorm Insurance Association (TWIA) policies issued or renewed effective January 1, 2026. The premium financing option will no longer be available in our system after October 8, 2025. Next week, […]| TWIA
The Texas Legislature recently passed several new laws that impact the Texas Windstorm Insurance Association (TWIA). We want to keep you informed about how these changes may affect your work with TWIA and your clients. Over the coming months, TWIA will update our systems, processes, and resources to support the implementation of these new laws. […] The post New Laws Passed: How They May Affect Agents and Policyholders appeared first on TWIA.| TWIA
TWIA’s Assumption Reinsurance Depopulation Program (Assumption Program) for 2026-2027 (Round 10) is beginning soon. Authorized by the Texas Legislature in 2015 and amended in 2019, the Assumption Program is an annual process where participating insurers make offers on large numbers of TWIA’s policies. The program is designed to provide TWIA policyholders with alternative options for […]| TWIA
As we approach the peak of hurricane season, we want to remind you about the policy moratorium process. This message is for informational purposes only. If a policy moratorium becomes likely in the future, we will issue a separate agent bulletin. A policy moratorium means TWIA temporarily stops issuing policies and increasing coverage. During a policy […] The post Information About Policy Moratoriums appeared first on TWIA.| TWIA
The Texas Windstorm Insurance Association Board of Directors met on August 5 and voted to direct staff to file a 0% rate change in the Association’s required annual filing with the Texas Department of Insurance (TDI). The filing, which was approved by a vote of seven to one, with one abstention, will be made by […]| TWIA
Essential Meeting Information: The Texas Windstorm Insurance Association Board of Directors will meet at the Tremont House Hotel in Galveston on Tuesday, August 5 at 9:00 a.m. CT. The Board is expected to consider the Association’s statutorily required annual rate filing for 2026 policies. The meeting agenda and meeting materials are available. All meetings of […] The post Public Invited to Comment as TWIA Board Considers Annual Rate Filing at August 5 Meeting in Galveston appeared ...| TWIA
The Texas Windstorm Insurance Association’s Actuarial & Underwriting Committee met on July 14. The Committee voted to recommend that the TWIA Board of Directors instruct Association staff to make a rate filing with the Texas Department of Insurance requesting no change in residential or commercial rates when it meets on August 5. The recommendation, on […]| TWIA
Essential Meeting Information: The Texas Windstorm Insurance Association (TWIA) today published its 2025 Rate Adequacy Analysis. TWIA’s Actuarial & Underwriting Committee will meet on July 14 to review the Analysis and develop a recommendation to the TWIA Board of Directors on the Association’s required annual rate filing with the Texas Department of Insurance. The agenda […] The post TWIA Posts 2025 Rate Adequacy Analysis; Actuarial & Underwriting Committee to Meet on Rate Recomm...| TWIA
TWIA’s annual rate filing process is now underway. As required by law, TWIA must submit a rate filing to the Texas Department of Insurance by August 15. TWIA’s Actuarial & Underwriting Committee will meet on July 14 to consider a rate recommendation to the TWIA Board of Directors. The Board will meet on August 5 to vote on the rate filing […]| TWIA
Essential Information: The Texas Windstorm Insurance Association’s (TWIA) annual rate filing consideration process is about to begin. By law, TWIA must make a rate filing with the Texas Department of Insurance by August 15 each year. TWIA’s Actuarial & Underwriting Committee will meet in July to decide on a rate recommendation to TWIA’s Board of […]| TWIA
