What is a Good Score For Credit? Do you know what a good credit score is? How about the highest credit score possible? Over the years of working as a real estate agent, lots of people have asked me what the best credit score I can get is. A good credit score is vital when applying for a mortgage or renting an apartment. But what's a perfect credit score, and how high does it go? Any credit score over 740 is great and will give you access to the best interest rates on financial products. The h...| Maximum Real Estate Exposure
Have you heard a real estate agent using the term 'seller concessions' or 'selling concessions' and wondered what it meant? Buying a home can stretch your finances to the limit, with closing costs that could be as much as 5% of the purchase price. This can make purchasing the home you want very difficult, but there is a possible way to have the seller help you with these closing costs. If the situation is right, sometimes the owner might be willing to help with these costs. These are seller c...| Maximum Real Estate Exposure
Depending on where you live, you probably signed a mortgage or a deed of trust when you bought your home. Learn the difference between a mortgage and a deed of trust| www.nolo.com
What is a Home Inspector? Are you looking to find an outstanding home inspector? Choosing a home inspector is part of the home-buying process, which can significantly impact your satisfaction with your future home. For a potential home buyer, it is an investment that cannot be understated, A home inspector is a professional engaged in performing the service of assessing a property's condition. It can be a pre-sale inspection for a seller or, more commonly, for a buyer with a property under co...| Maximum Real Estate Exposure
What Buyers and Sellers Need to Understand About a Home Inspection Are you going to be getting a home inspection? Inspections for homes are a vital part of the real estate transaction process, so it makes sense to learn as much as you can about them. The more you know about what they entail and how they affect you as a buyer or seller, the more confident you will be moving forward with your transaction. If you're buying or selling a home, you should be well informed on the ins and outs of a h...| Maximum Real Estate Exposure
11 Financing Programs for First-Time Home Buyers Are you looking to find a first-time home buyers program? A first-time home-buying loan is something that many folks ask both real estate agents and mortgage brokers about. It's an excellent question to ask as there are numerous first-time home buyers programs to consider. Understanding how to get a mortgage is one of the first steps to homeownership. The improvement in recent years of the real estate market has benefited many people, from buye...| Maximum Real Estate Exposure
Are you wondering what an FHA loan is and how it works? Over my thirty-eight years as a real estate agent, many clients have asked me about FHA loans and whether they would be a good mortgage choice. FHA mortgage loans are a staple for many homebuyers. When considering buying a house, you will want to find the best mortgage. For many buyers – especially first-time homebuyers – the best mortgage option is an FHA or Federal Housing Administration loan. FHA loans tend to be available to borr...| Maximum Real Estate Exposure
Have you heard your mortgage lender or real estate agent mention title searches and wondered what they were referring to? Property searches are done on nearly every real estate transaction. Understanding a title search is crucial when purchasing a house or other real estate. Property title searches examine public records to confirm a property's legal owner and verify whether there are any liens or claims that could impact a buyer's ability to purchase. Buying a home can be an exciting experie...| Maximum Real Estate Exposure
Understanding Title Insurance in Real Estate Would you like to know what title insurance is and how it works? You're probably interested in learning the cost of title insurance and whether it is worth having. Homebuyers often ask real estate agents or mortgage lenders about title insurance and why they always need it. By the time you're done reading, you'll have a comprehensive understanding of this insurance and why it makes so much sense to have it. You will also learn precisely how title i...| Maximum Real Estate Exposure
Many consumers ask what a real estate attorney does. Do I need one in my real estate transaction? Speaking from thirty-eight years of experience as a real estate agent, I can talk about the importance of having a lawyer in your corner. Buying a home isn't the same as many other purchases you might make. Ownership is legally changed from the seller to the buyer, and documentation and contracts are involved. Because buying a house is more complicated, using an attorney for real estate purchases...| Maximum Real Estate Exposure
