A recent Financial Post Family Finance column profiled a 71-year-old woman who found herself in a financial mess. She owned two rental properties, was forced into mandatory RRIF withdrawals, and was receiving CPP and OAS. The result? A giant tax bill and a lot of frustration. Her mistake was waiting until her 70s to get…| Boomer & Echo
Losing your spouse changes everything. But it does not mean you have to surrender control of your money or your future. Surround yourself with people you trust. Take the time you need before making big decisions. Get clear on the numbers.| Boomer & Echo
This guide lays out the puzzle pieces: what to do before you retire, what happens in the first year, and how three different retirement scenarios look in practice.| Boomer & Echo
The CPP decision doesn’t start at 65. It starts at 60. And if you frame it that way, the difference between taking CPP at 60 and waiting until 70 isn’t 42 percent. It’s 121.9 percent.| Boomer & Echo