What’s the Most Important Factor of Your Credit Score? - Experian
The most important factor of your FICO Score is your payment history, which makes up 35% of your score. Here’s what other factors matter.| www.experian.com
Use your free credit score to reinforce your financial knowledge. Learn how to monitor changes, and discover ways to increase your score.| www.experian.com
Get your free credit report and score, with tools to help you understand and improve your credit.| www.experian.com
The most important factor of your FICO Score is your payment history, which makes up 35% of your score. Here’s what other factors matter.| www.experian.com
Learn what a grace period is, the average length of a grace period for credit cards, mortgages and student loans and how it compares to deferment.| www.experian.com
Late payments remain on your credit report for 7 years and can significantly lower your credit score, but the effect decreases over time.| www.experian.com
Maintaining a clean payment history—or refurbishing a spotty one—can help you improve your credit scores and save you money.| www.experian.com
